What You Should Know About ESAs Under The Fair Housing Act

By: Prairie Conlon Updated: November 26, 2024

the fair housing act and emotional support animals laws, and regulations smiling family of four play fetch flying disc with happy golden retriever dog on the backyard lawn

The Fair Housing Act (FHAct Section 504)  was initiated as Title VIII of the Civil Rights Act of 1968 and is meant to protect renters from landlord discrimination.

For individuals with disabilities, one of the most important factors to their overall wellbeing is a stable place to live. The United States government acknowledges this need and works to combat discrimination by maintaining important guidelines for property owners, as well as offering protection for individuals with disabilities.

The goal of laws such as the Fair Housing Amendments Act of 1988 (FHA) is to protect those with disabilities from being discriminated against by property owners.

That includes individuals with special needs, restrictions, or assistive aids, which includes Emotional Support Animals.

Fair Housing Act, Section 5 Recognizes an Emotional Support Animal as an Assistive Aids

An assistance animal is defined as an animal that provides assistance and performs tasks for the benefit of a person with a disability. This also includes an animal that provides emotional support which alleviates one or more symptoms associated with a mental or emotional disability.

The FHA requires property owners to make reasonable accommodations to individuals with disabilities, including those who are accompanied by Emotional Support Animals (ESAs).

ESAs are often confused with Service Animals (SAs), but they serve a different, yet still protected, function to individuals with mental or emotional disabilities rather than physical disabilities.

Because outsiders may not as easily recognize mental and emotional disabilities, it is important for ESA owners to be mindful that confusion and uncertainty may be present when they begin searching for housing.

Though SAs and ESAs are distinguished and defined separately in the FHA, owners of both distinctions of animal are protected and must be accommodated.

If you’re wondering whether you would benefit from an ESA or not, take the free, 5-minute pre-screening to see if you qualify. 

A black and white cat on a bed

What Protections Does the FHA Offer?

According to the Fair Housing Act, individuals who are disabled cannot be denied housing based on their diagnosis or requests for reasonable accommodation. Under the FHA, a disability is defined as a”physical or mental impairment”, which substantially limits one or more major life activities. These activities can include caring for oneself, walking, seeing, hearing, speaking, sleeping, and learning.

The FHA allows tenants with mental or emotional disabilities to request a reasonable accommodation for their Emotional Support Animals.

A “reasonable accommodation” is a change, exception, or adjustment to a rule or policy that may be necessary for a person with a disability to have an equal opportunity to use and enjoy their home. ESA owners should be aware of the protections afforded them and be mindful of the best way to ensure their rights are protected.

The first step to being protected as an ESA owner is to have documentation (commonly referred to as an ‘ESA Letter’) verifying their disability and verifying the need for the ESA. This documentation must be from a Licensed Mental Health Professional and should state that the animal provides support and alleviates at least one of the identified symptoms or effects of the existing disability.

An ESA owner can then present his or her Emotional Support Animal Letter to a landlord and request a reasonable accommodation.

The FHA protects ESA owners in the following ways:

Property owners with restrictions on breed, size, or species of animal must make reasonable accommodations to such policies to allow individuals with a verified diagnosis and ESA letter to reside with their ESA. So can a landlord deny an emotional support animal? A property only permitting cats cannot deny an ESA dog owner housing just because he owns a dog.

Property owners cannot require ESAs to wear identifying tags or garments or require owners to post identifying materials on their home.

Property owners cannot demand details on the nature of the disability but must respect the information provided in the ESA letter or diagnosis.

Property owners must waive fees or deposits normally required for individuals living with a pet, as the FHA does not classify SAs and ESAs as pets but as assistive aids. This means that property owners cannot request or demand ESA owners to pay any deposit, fee or ‘pet rent’ in exchange of this reasonable accommodation no matter what species, breed or size category the ESA belongs to.

A small dog laying on their owner's lap as they're reading a book.

Warnings for ESA Owners

While the Fair Housing Act (FHA), American Disability Act (ADA), and other Emotional Support Animal laws provide specific protections for ESA owners, the concept of Emotional Support Animals is relatively new, and many property owners are unaware of their legal requirements to accommodate ESAs.

Exceptions to the protections listed above may include:

  • Housing properties where the property owner resides, such as a single unit or a building with less than four units AND the housing available for sale or rent is listed without a real estate agent, such as those offered by owner.
  • Hotels and motels are considered public places and are not governed by the FHA, but rather the ADA.
  • While property owners cannot charge deposits or fees for accommodating an ESA, they are legally allowed to charge a tenant for repairs upon vacating the property if it is damaged.
  • Property owners are allowed to express concern, seek legal guidance, and even evict a tenant if an ESA is vicious, threatening, loud, or otherwise behaves inappropriately toward others on the property. ESA owners enjoy many protections under the law, but must also be mindful to respect the laws that protect others as well.

If you are a landlord/property owner wondering about relevant laws and your rights, read this article: Landlord’s Rights Regarding Emotional Support Animals

How to Get Help

It is important for ESA owners to recognize their legal rights and responsibilities and practice due diligence in their actions and behaviors. Even when legal rights are challenged, it is recommended that ESA owners strive to remain calm and seek the appropriate help to resolve the situation, rather than exacerbate the issue unintentionally.

ESA owners have several options to obtain guidance and help if they believe that their rights have been violated.

Some of the most common options include:

  • Make sure that the property owner is aware of the law as it applies to ESAs. As noted before, the concept of ESAs is somewhat new, so many property owners are unaware of their legal responsibilities.
  • If a property owner refuses to comply with FHA laws, a complaint can be filed with the U.S. Justice Department against the property owner for discrimination.
  • You may need to seek legal guidance from a Fair Housing Advocate if your landlord continues to deny you your rights for a reasonable accommodation.

Fair Housing Act Helps Owners Live with their ESAs W/o Problems

The Fair Housing Act protects renters against discrimination based on race, religion, age, gender and other factors such as disability.

A renter owning a Service Animal or an Emotional Support Animal must be allowed to bring the animal into his/her house. This applies even if the apartment or community has a ‘not-pet policy’. Property managers must accept an ESA letter from the tenant’s Licensed Mental Health Professional. They can not ask the renter to pay any pet deposit, pet fee, or pet rent in order to be able to accommodate the ESA.

Emotional Support Animals can be an essential part of an individuals treatment plan as they may depend on them for relief of psychological symptoms.

Licensed Mental Health Professionals universally celebrate the benefits of pets in helping people face many symptoms, ranging from depression to headaches. An individual in need of an

Emotional Support Animals should not be discriminated against, refused housing or charged a pet deposit.

You can read more about the benefits of an ESA or see if you qualify for an ESA by clicking below:

author avatar
Prairie Conlon
Licensed mental health professional and the world’s leading emotional support animal expert. Founder of Emotional Support Animal Assisted Therapy. Utilizing animal assisted interventions to induce healing and wellness.

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